Are you afraid you may lose your house?
Call us to talk about it. We may be able to help. People
fall behind on their mortgages for a variety of reasons. HOME's experienced
mortgage default counselors will work with you and your lender to try
to keep you from losing your home. HOME will help you analyze the problem
and identify your options. If possible, we'll help you negotiate a plan
with your lender that will result in bringing and keeping your mortgage
current. If that's not possible, we'll help you figure out what to do
next so that you are in the best position to buy another home when your
situation changes. HOME works with lenders throughout the country, and
if you are willing to do what is necessary to bring your loan current,
most lenders will rely on HOME's recommendation and work with you.
If you are experiencing or worried about mortgage default, email help@phonehome.org
or call (804) 354-0641 and ask to talk with someone about mortgage default.
For more help, click
here for more information from HUD.
You can also download HOME's
brochure on Avoiding Foreclosure
Also: Watch out for "Foreclosure Rescue" scams! Make sure you don't
make a bad situation worse by letting someone take advantage of you.
And ALWAYS read and understand everything you sign. Learn
more here.
